1. Be clear about what you want and need. Remember this favourite saying of mine: If one of us has to be uncomfortable, it doesn’t have to be me.
2. When you are having financial difficulties, instead of thinking about who you can borrow money from, ask yourself, “How can I generate the money that I need.”
3. Clean out the old to make way for the new. Get rid of clutter and give away things you haven’t used in a long time and probably won’t use again.
4. If you aren’t keeping track of your spending and earning, set up a system for doing this. If you have a smart phone, check out the available money management apps. Read more